ITM TwentyFirst is a dedicated team of independent life insurance servicing professionals. We have the data, tools, team, and experience to help you navigate the complexities of life insurance and longevity risk.
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Latest Posts
COVID-19 Update: Summer Excess Mortality Higher than Expected
Executive Summary: Historically, mortality rates trend downward during the summer months, but in the summer of 2020 mortality was on the rise for life settlements. In total from April [...]
Shared Characteristics of Long-Term Care and Life Insurance Cost Increases
Sally Wylie, a retiree living on an island in Maine, was stunned when her long-term care (LTC) policy premium almost doubled. According to the Wall Street Journal article that recounted [...]
All About Equity Index Universal Life (EIUL) – Part Three: Illustrating the Policy
In the last two posts, we explained the popularity of the equity index universal life policy, as well as the mechanics of the policy. While the policy is tied [...]
All About Equity Index Universal Life (EIUL) – Part Two: Policy Mechanics
In the first posting in this series on the equity index universal life (EIUL) policy, we talked about the popularity of the policy and the general characteristics of the [...]