The Impact of COVID-19 on the Life Settlements Population

It is now widely accepted that COVID-19 (Coronavirus Disease 2019) will have a broad, lasting impact around the globe, and in the U.S. in particular.  The magnitude of that impact is still unknown, but that there will be a measurable impact has become indisputable.  The life settlements population represents a unique cohort of individuals who may experience greater vulnerability to COVID-19 than the broader [...]

What You Need to Know About Life Expectancy Estimates

Life expectancy estimates are used by life insurance companies and other organizations in various ways. The Life Settlement market relies heavily on this type of data to ensure the health of their portfolios. Let’s take a look at how life expectancy estimates are created, and what they include. How Life Expectancy Estimates are Calculated Life Expectancy (LE) estimates take a number of factors into [...]

How Using a Life Expectancy Report to Manage a Life Insurance Policy Helped Save Our Trustee

Our TOLI Administration team received notice from a 91-year-old grantor that she would no longer be making any contributions to her trust. This is not an entirely uncommon occurrence, as those of you who manage life insurance trusts know. Her trust held a portfolio of Whole Life policies that totaled $1.2M in death benefit. Though she was over age 90, she was “in good health” [...]