COVID-19 Update: Life Settlements Excess Mortality Declines

This post updates our previous analysis which estimated a COVID-19 net mortality risk factor for the life settlements population between 6x and 12x.  Since then, we have seen a decrease in life settlements excess mortality resulting in a net risk estimate at the floor of our original range, around 6x.  This is consistent with a delayed protective wealth effect where the delay is explained [...]

2020-08-07T14:05:35-05:00August 7th, 2020|Covid-19, General Interest|0 Comments

Early Excess Mortality in Life Settlements on Par with COVID-19 Projections

In this post we estimate an “equal-risk” projection of COVID-19 mortality within life settlements using the geographic overlap of COVID-19 deaths with life settlement insureds.  By comparing this equal-risk rate to observed data, we estimate a net mortality risk factor of 6-12x for the life settlements population.  This is on par with a simple age-weighted projection of mortality and suggests socio-economic advantages may have [...]

Is Life Settlements Population at Greater Risk Due to COVID-19 Comorbidities?

In this post, we investigate how the unique comorbidity profile among life settlements lives may impact outcomes due to COVID-19. Our analysis concluded that life settlements likely represents a higher risk comorbidity profile than either the U.S. adult or senior populations. Due to correlations with age, we could not conclude whether this increased vulnerability extends the vulnerability due to age alone as presented in [...]

What do Obituaries Reveal About COVID-19 Mortality?

In this post, we look at whether COVID-19 has had an impact on the number of obituaries being reported, as they are a critical source of death data. Note that the charts in this post are interactive. PBI Research Services , a subsidiary of Longevity Holdings LLC , is a national leader in death auditing and mortality tracking. Their mortality data is captured from [...]